The Deep Dive Blog

At Deep Dive Analytics (DDA), we don’t look at the marketing brochures or the "A+" ratings from agencies that often miss the forest for the trees. Instead, we rely on the decades of experience of our founder, forensic accountant and CFE Tom Gober. Tom has spent four decades pulling back the curtain ...

The essence of a Life and Annuity (L&A) insurance carrier is the long-term promise: a commitment to pay a future death benefit or provide retirement income decades down the line. To keep this promise, a carrier must operate with prudence, prioritize solvency, and maintain transparent, ...

As a Certified Fraud Examiner and Forensic Accountant who has spent 40 years conducting deep-dive analyses of the U.S. insurance industry, I have seen a lot of financial chicanery. But few maneuvers are as brazen, yet as consistently overlooked by the public and regulators, as the insurance ...